6 Month Waiver Followed by CQR*

For commercial use only. Customer participation subject to credit qualification and approval by CNH Industrial Capital America LLC or CNH Industrial Capital Canada Ltd. See your participating Case IH dealer for details and eligibility requirements. Down payment may be required. Offer good through January 31, 2026. Offer available for new equipment model year 2025 or prior only. Not all customers or applicants may qualify for this rate or term. CNH Industrial Capital America LLC or CNH Industrial Capital Canada Ltd. standard terms and conditions will apply. Canada Example: Based on retail contract date of January 1, 2026, with a suggested retail price on a new Patriot 4450 of C$1,069,516.36, customer provides down payment of C$213,903.27 and finances the balance of C$855,613.09 at 0% per annum for 6 months followed by 6.3% per annum for 54 months. Total contract term is 60 months. There will be 5 equal annual payments of C$198,711.70 starting July 1, 2026; provided that the amount of the last payment may be slightly different due to rounding. The total amount payable will be C$1,207,461.75 which includes finance charges of C$137,945.39. Taxes, freight, setup, delivery, additional options or attachments not included in suggested retail price. Offer subject to change or cancellation without notice.